Unoccupied property insurance
Properties that are going to be vacant for a period of time are commonly not covered on normal house insurance policies. An unoccupied property is deemed to be at a great risk due to the lack of human intervention in a home emergency. Unoccupied properties are also at greater risk of vandalism and theft. 1st Compare provide two forms of unoccupied property insurance for short and long term periods.
The cover can apply to let property or residential houses that are left empty. This could be for a number of reasons, a gap in renting for let property owners, or if the property is vacant due to repairs, a death in the family or any other reason to leave the house unoccupied.
Unoccupied property insurance will cover the house or flat as well as garages, greenhouses, drives and boundary walls. Unoccupied property will have additional requirements that you will have to comply with to qualify for your insurance policy. Typically this will involve arranging a regular inspection, turning of the the central heating and draining water tanks.
Short term unoccupied property insurance
Short term unoccupied property insurance is designed to cover your property for periods less than a year. The unoccupied insurance cover can be purchased in units of either three, six or nine months.
Long term unoccupied property insurance
Long term unoccupied property cover will look after unoccupied properties left vacant for a year or more.
Get an unoccupied property insurance quote
Apply today to get an unoccupied property insurance quote and ensure your vacant property is protected whilst you're away.
