Shop insurance
Shop insurance from 1st Compare will protect your business from a multitude of events. We compare shop insurance from the best shop insurance providers allowing you to choose the most suitable and cost effective shop insurance quote for your business.
In the UK your shop is not only at risk from fire and theft you can also face flood damage and accidental damage. With our insurance for shops in place your business will be in good hands should the worst happen. Shops insurance from 1st Compare is a combined product covering you with employers liability insurance, public liability insurance, business interruption insurance and contents insurance. Other features like buildings insurance can also be added to the policy. With standard features and bolt on extras our comparable shop insurance is one of the most competitive in the market.
Contents insurance for shops
UK shop insurance from 1st Compare provides contents insurance to look after a variety of elements held within your shop. You can cover yourself with up to £250,000 of protection to look after lost or damaged stock and also cash kept in store. Contents insurance also looks after assets needed to trade. Your till, computer equipment or fridges can all be covered. At certain times in the year your levels of stock can rise, we can offer extra protection at these seasonal periods to ensure your stock is protected at all times.
Liability insurance for shops
Liability insurance comes in two forms, employers liability insurance and public liability insurance. Both are important for the smooth running and legal requirements of your shop.
Employers liability insurance
As an employer you're now required to have employers liability insurance by law, this applies to all staff even part time and voluntary workers. Employers liability insurance is in place to protect you from claims made by members of your staff. It covers any compensation required in the event of an accident or serious injury whilst working in your shop. Our policies cover you for up to £10 million of liability cover.
Public liability insurance
The role of public liability insurance is to protect you from claims made by third parties, clients or members of the general public visiting your shop. Claims can vary from personal injury to damaged property whilst visiting your shop. Public liability insurance is not a requirement of law, but it is considered to be good practice to protect your business with it. Our policies can cover you for up to £2 million of public liability insurance.
Buildings insurance for shops
If you own the premises your shop resides in you can protect this important asset with buildings insurance. As standard, buildings insurance will protect your four walls, roof and ceiling and can also be extended to cover subsidence. Buildings insurance cover can protect buildings with cover of up to £750,000. For rented premises tenants improvements can be included in your shop insurance policy.
Business interruption insurance
Cash flow is the most common cause for a business to go under after suffering a serious set back like flooding. The role of business interruption insurance is to compensate your loss of earnings caused by not being able to trade. This could be for as little as one day and is calculated on previous gross earnings for your shop.
Compare shop insurance
It could not be easier to compare shop insurance from 1st Compare. Our comparable quote system is very easy to use, allows you to tailor your quote and provides you with a variety of shop insurance quotes in minutes. Click below to start your quote and see how 1st Compare can save you time, money and protect your retail business
