Office insurance
As well as being the hub behind many businesses the office is also a huge financial asset which needs to be protected at all times. Office insurance is designed to keep this asset running in the face of many insured perils and ensure you can keep trading even under the most pressing of circumstances.
Office insurance from 1st Compare is designed to cover your business from the major perils like fire, flood, theft and third party claims. The office insurance cover from 1st Compare comes as a complete packaged product containing, public liability insurance and employers liability insurance. It also contains contents insurance including fixtures & fittings and business interruption insurance.
Office contents insurance
Most offices contain thousands of pounds of contents, may it be computer equipment, office furniture or any other item required to make the office work. Office insurance from 1st compare contains contents insurance within the packaged policy which, covers you for loss and theft or damage of such items. Money cover for petty cash is also included.
Most offices require a large amounts of fixtures and fittings to operate. From filing cabinets to internal floors and ceilings, protection is provided with our office contents insurance.
Liability insurance for offices
Liability insurance comes as standard for our UK office insurance. You are covered for both forms of liability insurance, public liability insurance and employers liability insurance.
Employers liability insurance
Employers liability insurance has been made a legal requirement for all businesses with employees full, part or voluntary. It is included as standard in our office insurance package and protects in the event of claim made against you due to negligence.
Public liability insurance
Public liability insurance is not a legal requirement but regarded as sensible business practice to protect against third party claims. Any claims made against the company by clients, customers, members of the public and family members of employees would be dealt with through public liability insurance.
Business interruption insurance for offices
Business interruption insurance is designed to ensure a continuation of services should you not be able to enter or operate from your premises. This could be due to problems as severe as a destroyed property due to fire, denied access to your place of work because of external factors or a loss of utilities to the business. Remuneration would be made to you in the event of not being able to trade from your office. This is worked out from calculations on gross earnings from previous trading. Office insurance from 1st Compare provides business interruption insurance as standard with all our policies.
Buildings insurance for offices
Keeping our insurance policies flexible and competitive is one of our main priorities, for this reason buildings insurance for offices from 1st Compare is an additional option. In many cases offices rent their premises so buildings insurance would not be a requirement. Our buildings insurance will cover you for many perils and reinstate the premises.
Compare our office insurance
We provide many office insurance products, you can compare office insurance online then select the most appropriate solution for your business model. Get a quote today and save with 1st Compare
